No Hidden Fees. No Contracts. Expert Support 24/7.
TransAct
Comprehensive Merchant Services

Less fees.
More support. Transparent services.

See why business owners nationwide choose TransAct to optimize every transaction.

Discover How TransAct Can Improve Your Payment Systems

We’re Built for Long-Term Partnerships

1
Expert Support

Talk to a real expert, anytime

1
Client Retention Rate

Relationships that last

1
Businesses Served Nationwide

Including retail, healthcare, franchises, and service-based businesses

1
Average Client Fee Reduction

No Contract, no termination fees

ANNOUNCEMENT: New Solution! Accept Credit Cards in Person, No Hardware Required

Merchant Solutions
Integrated and All in One Place

We understand and care about how our services impact your bottom line. We can help you with your receivables, accelerate cash flow, increase your efficiency, and improve your customers’ experience at the time of transaction. We are committed to helping you keep expenses low with services like:

We have formed a great partnership with TransAct to keep our business running smoothly.

K. P.
Franchise Owner

Payment Gateways

Secure, reliable gateways for seamless transactions online and in-store.

QuickBooks Integration

Simplify your accounting by syncing payments directly. Please list QuickBook Integrations include Desktop and Online.

Tap 2 Pay

Speed up checkout with contactless, tap-to-pay solutions.

Text to Pay Service

Lower fees and faster processing with electronic check payments.

E-checks/ACH

Lower fees and faster processing with electronic check payments.

Recurring Payments

Automate billing with easy-to-manage subscription payments.

PCI Compliance

Stay protected and meet industry standards with ease. Can be stand alone offering or included with your merchant.

Mobile App Payments

Accept payments from any device, anywhere, fast and easy.

We have formed a great partnership with TransAct to keep our business running smoothly.

K. P.
Franchise Owner

Avoid the hidden costs of merchant services

Most merchant service providers advertise their processing fee. But what about everything else?

We help reduce your total cost and keep your margin of expense low.

Find the best options for your business

You Run the Business – We Power the Payments

We support and optimize your business with tailored solutions – here’s how we drive results that last.

Discovery & Research

Deep business insights, provider performance checks, and tailored service analysis

Transparent Proposal

Clear recommendations, no hidden costs, and strategic savings insights

White-Glove Onboarding

Smooth setup, hands-on support, and training for your team.

Ongoing 24/7 Support

Get expert help with all aspects of your processing needs, including merchant statement reviews

Proven
Results

Lower fees, better efficiency, and real business results.

Tired of the Same Old
Merchant Service Problems?

Are you facing any of these issues? Give us a call.

Confusing statements or reporting

I found it hard to understand my processing statements, they were confusing, lacked transparency, and made tracking fees nearly impossible.

Held funds

I experienced unexpected account holds and delays in receiving my funds, which disrupted cash flow and made it difficult to manage daily operations.

Poor system integrations

My payment system didn’t integrate well with the tools I already use, which led to time-consuming manual work and frequent errors.

Long-term contracts and exit fees

I felt trapped in a long-term contract with high exit fees, making it difficult to switch providers even when the service wasn’t meeting my needs.

Slow support response

When issues came up, I was left waiting far too long for support, it slowed down problem-solving and hurt my business.

High, hidden fees

I was surprised by unexpected processing fees from my provider, which significantly impacted my overall costs and made it difficult to forecast expenses accurately.

Compare Us vs Your Provider
Get Transparent Comparison report

Integrational to Thousands of Systems Including

Check System Integration

Custom-Built Business Development Solutions

We work tirelessly to understand the unique needs of your customers, your industry and your organization to come up with powerful, cost-effective solutions for your business.

Personalized Attention

Our wide-range and fully-customized merchant services offer core payment processing solutions for every-sized business. With our industry-leading experts at your side, you’ll get the comprehensive attention and all-inclusive business solutions that you won’t find anywhere else.

Built for People

We design our services around the simple philosophy that business is run by people, not machines. We coordinate integrated solutions like training and intuitive platforms that help your staff make the most of our services. When you sign on, a dedicated account manager will be there for you every step of the way.

Real-Time Support

Any time you have a question, your account manager will be there to get your questions answered, discover proactive payment processing solutions and deliver world-class support.

TransAct vs. Other Payment Processors

Not all payment processors are built the same. Discover how TransAct gives you more freedom, support, and direct access to your money.

TransAct
PayPal
Square
Stripe
Live Customer & Technical Support
You Own Your Merchant Account
Money is Directly Deposited into Your Account
Underwritten for Your Business Model & Risks
In Person & Online Payments
In Person or Live Online Training

Real Businesses. Real Results.

We partner with businesses facing confusing fees, poor support, or limited processing tools, and help them take control and keep more of what they earn.

Transparent Payments, Trusted Support

A martial arts school owner and bookkeeper grew frustrated with hidden fees and a lack of transparency from a national payment processor. Despite promises of lower rates, unexpected charges pushed their effective rate to nearly 9%.

After switching to TransAct, they experienced a smooth, consultative onboarding with full support, including PCI compliance and software integration. The upfront communication and personalized service restored their confidence in payment processing.

Services:
PCI Compliance Support
Personalized Onboarding Assistance
Payment Gateway Integration
Transparent Rate Consultation
Results:
Reduced effective rate from ~9%

ACH Payments Fixed Fast

A law firm faced a 9-month disruption in ACH collections after switching banks and encountering unreliable merchant service providers. Failed implementations and unclear support led to significant delays in billing and cash flow.

After repeated setbacks, the firm turned to TransAct for a solution. Within one week, a tailored ACH system was implemented, restoring payment collections and eliminating ongoing issues.

Services:
Rapid Onboarding
Payment System Setup
Transparent
Hands-On Support
Results:
0 failed transactions since launch
Real Trust from Real Businesses
Rated 4.9/5

Hear It from Business Owners Like You

1,200+ Businesses Served. Up to 30% saved. Zero stress.

Eugene
Tim
Eugene
Tim

My husband and I bought a franchise business back in June 2020. We have formed a great partnership with TransAct to keep our business running smoothly. We highly recommend Mary Ann and her team!

K. P.
Franchise Owner

TransAct has always been very helpful and responsive when it comes to credit card processing for my business. Whenever an issue arises, you know that helpful advice is just a quick phone call away. I highly recommend them!

R. N.

TransAct is who I work with and they have been a huge help for me – simply integrating one of their free payment buttons to the bottom of my web page has allowed me to get paid usually the day of invoicing, sometimes within minutes!

J. C.

Answers to common questions

Got something specific? Our support team is just one call away. 800.335.6717

TransAct made it easy and painless to set up credit card processing, handling all the details and staying in constant contact.

W. O.

TransAct made it easy and painless to set up credit card processing, handling all the details and staying in constant contact.

W. O.